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How does ma'amad shloshtan create a direct obligation from debtor to transferee when the debtor isn't party to the transaction? The shiur develops a fundamental distinction: mechiras shtaros transfers only collection rights (shibud nechasim), leaving the debtor obligated to the original creditor, while ma'amad shloshtan creates a new shibud haguf directly obligating the debtor to the third party—explaining why mechilah works in one but not the other, and why all three parties must be present.
This shiur analyzes Gittin 13b-14a, focusing on the fundamental mechanics of ma'amad shloshtan (three-party transfer) and how it differs from mechiras shtaros (sale of a debt document). The central question is why ma'amad shloshtan requires all three parties to be present and why mechilah (forgiveness) operates differently in the two systems. The Rambam (רמב"ם) holds that mechiras shtaros is only derabbanan, and therefore mechilah helps—the original creditor can still forgive the debt. Tosafos (תוספות), however, says that by ma'amad shloshtan, mechilah does not help. This creates a fundamental problem: if both mechiras shtaros and ma'amad shloshtan are derabbanan, why should mechilah work in one but not the other? The Rambam himself seems to pasken in Hilchos Ishus that one can be mekadesh a woman with ma'amad shloshtan, but not with mechiras shtaros, suggesting that ma'amad shloshtan creates something fundamentally different.
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Gittin 13b-14a
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